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Smart Saver

Your someday
can start today.
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Earn 3.00% APY* with CCU Checking

  • Open a CCU Checking Account
  • Deposit a minimum of $50, up to a maximum of $1,000 to Smart Saver each month
  • Direct or mobile (remote) deposit or ACH credits totaling $500 or more to your CCU Checking monthly
  • eDocuments enrollment
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Automated transfers make it easy

Set up automatic transfers from your CCU Checking account or even from your account at another institution to help build your savings.

Save up to $1,000 a month

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Whatever your someday dream may be, whether it's a trip to Ireland, a down payment on your first home, or the wedding of your dreams, it’s now within reach with Smart Saver.

Without a checking relationship, you can still earn .25% APY with a Smart Saver Account.

For complete rates qualifications, please refer to CCU's Terms and Conditions.

Download our mobile app for secure, on-the-go banking.

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Related Products
More savings options to explore.

Certificates

Our Certificates of Deposit are a safe, steady, and reliable way to save your money. Lock in a great rate and watch your savings grow.

Savings

Find the right savings account for you. We offer flexible options to help you earn valuable dividends.

Blogs & Related Information
Expert tips for smart saving.
link to blog post Sun’s Out, Funds Out: 10 Tips for Summer Spending

Sun’s Out, Funds Out: 10 Tips for Summer Spending

Summary: Summer fun time is here! But gas, eating out, and entertainment can easily strain your budget if you’re not prepared.

link to blog post The Procrastinator’s Guide to Holiday Savings

The Procrastinator’s Guide to Holiday Savings

We’ve got some planning tips and ways to save money for you on holiday travel and shopping.

link to blog post 7 Tips to Model Healthy Money Management

7 Tips to Model Healthy Money Management

As adults, how we handle finances sends a powerful message to children. Here are seven ideas to help shape kids' attitudes about finances. 

Bank anytime, anywhere.

Download the CCU mobile app for fast, secure access to your accounts, easy transfers, mobile check deposits and more.

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*APY = Annual Percentage Yield. Initial and monthly recurring deposit maximum is $1,000. Funds in excess of the $1,000 deposit limit each month will be automatically transferred to Membership Savings. Smart Saver rate will drop to .25% APY if a withdrawal occurs during the month or minimum qualifications per month are not met. Please read complete terms and conditions.