Do you need the ability to send or collect money electronically to another financial institution? If so, ACH Origination is the right product for you. For a small monthly fee, CCU can enhance your business online banking experience to allow you to send direct deposit of payroll, vendor payments, transfers, collection of rent, or any other purpose for the electronic movement of funds.
Check Positive Pay
Positive pay is an automated process used to deter check fraud. The product allows you to match the checks issued with those it presents for payment. Any check considered suspect is sent back to you for examination through business online banking. The system acts as a form of insurance for a company against forged, altered and counterfeit checks.
ACH Positive Pay
The ACH positive pay helps prevent fraud associated with electronic payments. The product allows you to review all incoming debits within business online banking before they clear for deposit into your business deposit account. With custom filters, you can choose to block suspicious ACH debits until you have a chance to authorize them.
Merchant Card Services
CCU has partnered with First Data to handle the processing of Merchant Card Services. Merchant Card Services allows business owners to accept credit cards (VISA, Master Card, Amex or Discover) or Debit Cards for products and/or services provided! This service will allow your business to grow and keep up in today's tech savvy word!
How is this service used?
If you own your own business, Merchant Card Services allows your customers to use credit and debit cards for purchases they have made. At the end of the day, all of your customer's credit and debit card transactions are electronically submitted in a batch as a credit to your checking account that will be credited the following business day.
How can you sign up?
Stop by any one of our branches or give us a call at 877.275.2228. Provide your name, phone number, business name, and business account number*. Our local Account Executive at First Data will contact you within 24 hours to initiate the application process and you will know within 48 hours of the approval decision.
What happens next?
Once approved, the equipment is ordered and received within one week. Online Businesses that do not require equipment can begin accepting payments as soon as the Software is installed. Members can install the Software and begin accepting payments immediately!
* Members must have a Business Checking account with CCU prior to establishing Merchant Card Services with First Data. Pricing varies based on the equipment needed, transaction volume, and needs of each Business. First Data will work with each member to create a program suited to the individual needs of each business.
Mobile Check Deposits
Deposit checks with your mobile device or home office with CCU's Mobile Check Deposit Service. Simply capture an image of the check, submit it over using CCU's secure mobile app or online banking system and voila!
Why Members love it
- Deposit checks anytime, from anywhere
- Safe and secure
- Saves time and money (no need to visit CCU)
- It's just cool
View quick video below for more information.
*All Mobile Check Deposit users must qualify for the service. Deposits are subject to CCU Funds Availability Policy. All items are reviewed before posting. Deposits made during non-business hours will be posted on the next available business day.
Remote Deposit Capture
Would you like the ability to deposit multiple checks in a fast and efficient way directly from your office? Remote Deposit Capture offers not only the ease of higher volume check deposits, but faster availability on those funds. Monthly fees do apply.
Here's another way that CCU helps you get more from your money. When your business accounts have excess cash, use our online transfers to shift funds into secure savings and investment options at CCU that earn money at higher interest rates.
For more information or to apply by phone, please call 877.275.2228