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As long as you're a CCU member, your good credit and signature is all it typically takes to get a CCU Personal Loan! These loans are considered “unsecured” (which just means no collateral is needed) and are designed to provide you with cash to use for just about anything. Perhaps most importantly, you can avoid payday lenders, which often charge excessive fees and interest.
Freedom & Flexibility
With a CCU Personal Loan, you can:
- ✓ Pay down high interest debt
✓ Cover unexpected repairs / emergencies
✓ Use it for some holiday spending or travel
- ✓ Pay taxes
✓ Make home improvements
✓ Funds often available the same day
No Fees
No loan origination fees, no closing fees, no monthly maintenance fees, no prepayment fees.
Rates & Terms*
Loans are with fixed rates ranging between 11.74% and 24.79% APR*. As The People In Your CornerTM, we offer flexible payment terms to meet your needs, ranging from 6 months to 7 years.
Consolidate Your Debt
Take any high-interest debt you might have and combine it, giving you one payment destination with a new low rate!*
How To Apply
To get a personalized quote, applying is as easy as 1-2-3.
1. Log in to online banking, use our mobile app (see below if you don’t have it), stop in one of our branches, or call us at 847.837.7938.
- If you’re logged into your account, just choose the Open an Account tab and select Personal Loan.
2. Provide the requested information to obtain your personalized loan offer.
3. Accept your loan offer and choose the CCU account into which you would like the funds deposited.
For Questions: Call our friendly 100% U.S.-based member specialists at 847.837.7938 or stop into one of our branches near you.
*APR=Annual Percentage Rate. Not all applicants will qualify for the lowest rate; loan request must meet CCU credit qualification requirements. Your rate is determined by your credit history. Rates listed include applicable discounts of 0.25% APR, for details please ask a CCU representative.
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