0% APR* intro rate on purchases for 12 months for New CCU Visa Credit Card Account. After that, your APR will be 14.45% to 27.74%, based on your creditworthiness. This APR will vary with the market based on the Prime Rate.
Also, 0% APR** on Balance Transfers for 12 Months
Plus, earn a $200 Reward
Offer ends January 31, 2025.
Fees may be imposed on the account. Rates are variable, based on published Prime Rate. For new cards, rates will vary based on creditworthiness.
*APR=Annual Percentage Rate. This promotion is available for a limited time. New qualifying card members will receive a special rate of 0% on purchases for 12 months from account opening. After the 12-month period, the interest rate will revert to the standard card rate. To qualify for the $200 reward, cardmember must make $1,000 in new purchases within the first 90 days of account opening. Depending on the card type, eligible rewards will be credited to the account within 2 statement periods as either 20,000 in points or a statement credit. Note: Current card members are not eligible for this offer. Closing and reapplying for the same card during the promotional period is prohibited.
**APR=Annual Percentage Rate. To qualify for the promotional 0% balance transfer rate for 12 months, transferred balances must be made within 45 days of account opening. A balance transfer fee of the greater of 3% of the transferred balance or $5 applies to each transferred balance.
Rack up points on all of your day to day purchases! Our CCU Visa® Signature Rewards card offers points redeemable for great gifts and travel in the CURewards mall. Earn 3x the points for "grocery/convenience store" purchases, 2x the points for "gas" purchases and 1x points on all other purchases!
See CCU's Visa application disclosure for details.
Here are more great reasons to apply for this card
- Competitive rates
- No Annual Fee
- Balance Transfers = 3% of the total amount of the Balance Transfer (minimum fee of $5.00)
- Cash Advances = 5% of the total amount of the Cash Advance (minimum fee of $5.00)
- Automated Fraud Alerts - FREE VISA credit card fraud monitoring
- Customized spending limit
- Accepted at millions of locations worldwide
- Secure online access to account information
- 24-hour member service with a live representative
- ID Navigator Powered by NortonLifeLock. Your partner against identity theft. No one can prevent all identity theft, so staying informed and knowing what to do when your identity is threatened can give you greater peace of mind. ID Navigator Powered by NortonLifeLock helps provide you with tools so you can act quickly. To confirm eligibility, visit www.cardbenefitidprotect.com.
AND Additional Benefits:
- 3-2-1 rewards points pricing as follows:
- Earn 3x the points per dollar spent on a maximum of $6,000 in annual spend for grocery and convenience store purchases. This equates to a maximum annual points accrual of 18,000 points for grocery and convenience store purchases.
- Earn 2x the points for "Gas" purchases
- Earn 1x points for all other purchases
- Points expire after 5 years
- VISA Zero Liability
- Travel Accident Insurance (up to $250,000)
- Lost Luggage Reimbursement (up to $3,000)
- Exclusive Visa Signature Concierge Service available 24/7
24-hour member service with live representative call U.S. 877.275.2228 and Outside of U.S. 847.623.3636.
For more information or to apply by phone, please call 877.ASK.CCCU (877.275.2228).
Cash Advances = 5% of the total amount of the Cash Advance (minimum fee of $5.00)