Have you already started an application, completed an application, or checking the status of your application?
You've spent time and effort increasing the value of your home, so why not utilize your asset to your advantage? A home equity loan is a smart way to finance home improvements or any large expense.
Enjoy the flexibility of a home equity line of credit. A line of credit provides immediate access to funds, as you need them. Interest is calculated on the outstanding balance, which can be paid down at anytime. A home equity line of credit is attractive to homeowners who anticipate future expenses and want to advance funds periodically. CCU offers very attractive rates and, unlike other lenders, does not charge an annual fee.
A fixed-rate home equity loan allows borrowers to lock in current home equity market rates, at a variety of terms. Loan funds are disbursed at closing with the rest of the loan term reserved for repayment only. A fixed-term, fixed-rate home equity loan is a great option for those not needing the flexibility of future advances and who desire a set monthly payment and term. CCU is currently offering fixed rates as low as 4.75%APR!
CCU's Home Equity Programs Offer:
Check out our HELOC Frequently Asked Questions page for line of credit loans.
For more information or to apply by phone, please call 877.ASK.CCCU (877.275.2228).
All loan requests subject to Loan Review Committee and Guidelines. Actual rate and term based on creditworthiness of borrower and percentage of loan-to-value; rates subject to change without notice. CCU does not charge an application fee; however, an appraisal fee may be applicable. Appraisal fees vary between $300 - $550 on average. Offer available for real estate in Illinois and Wisconsin only. Please contact a CCU representative for additional information; consult your tax advisor about the possible deductibility of interest. APR=Annual Percentage Rate. Equal Housing Lender.