All loan requests subject to Loan Review Committee and Guidelines. Actual rate and term based on creditworthiness of borrower and percentage of loan-to-value; rates subject to change without notice. CCU does not charge an application fee; however, an appraisal fee may be applicable. Appraisal fees vary between $300 - $550 on average. Offer available for real estate in Illinois and Wisconsin only. Please contact a CCU representative for additional information; consult your tax advisor about the possible deductibility of interest. APR=Annual Percentage Rate. Equal Housing Lender.