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Smart Saver 

Your Someday Starts with Smart Saver

Whatever your someday dream may be, whether it's a trip to Ireland, a down payment on your first home, or the wedding of your dreams, it’s now within reach with Smart Saver.

This account lets you stash your extra cash, up to $1,000 each month, to earn more and get you to your someday faster.

Automated transfers make it easy

Set up automatic transfers from your CCU Checking account or even from your account at another institution to help build your savings.

Earn a high yield with Smart Saver

25x the National Average**

Earn 3% APY* with Smart Saver

All you'll need to do to earn this higher dividend is have a CCU Checking account and the following:

  • Deposit a minimum of $50, up to a maximum of $1,000 to Smart Saver each month
  • Direct or mobile (remote) deposit or ACH credits totaling $500 or more to your CCU Checking monthly
  • eDocuments enrollment

Without a checking relationship, you can still earn .25%APY with a Smart Saver Account.

For complete rates qualifications, please refer to CCU's Terms and Conditions.


*APY = Annual Percentage Yield. Initial and monthly recurring deposit maximum is $1,000. Funds in excess of the $1,000 deposit limit each month will be automatically transferred to Membership Savings. Smart Saver rate will drop to .25%APY if a withdrawal occurs during the month or minimum qualifications per month are not met. Please read complete terms and conditions.

"**20X more than the national average" is based on the FDICs average savings rates as of December 17, 2021.