Business Services

Merchant Card Services Now Available At CCU!

Request Merchant Info

Merchant Card Services allows business owners to accept credi­t cards (VISA, Master Card, Amex or Discover) or Debit Cards for products and/or services provided! This service will allow your business to grow and keep up in today's tech savvy word!

Let's look at an example of how this service may be used . . . I own my own nail salon. Merchant Card Services allows my customers to use credit and debit cards at my nail salon for purchases they have made. At the end of the day, all of my customer's credit and debit card transactions are electronically submitted in a batch as a credit to my checking account that will be credited the following business day.

CCU has partnered with First Data to handle the processing of Merchant Card Services. With over 40 years in the electronic payments industry, First Data processes roughly 40% of all U.S. electronic payments, or roughly 1.2 Trillion U.S. payment transactions. Additionally, they service over 6 Million Worldwide Merchant locations and process over 30 Billion Global Merchant transactions.

How can you sign up, you may ask? Simple! Stop by any one of our Service Centers or give us a call at 877.275.228. Provide your name, phone number, business name, and business account number*. Our local Account Executive at First Data will contact you within 24 hours to initiate the application process and you will know within 48 hours of the approval decision.

What happens next? Once approved, the equipment is ordered and received within one week. Online Businesses that do not require equipment can begin accepting payments as soon as the Software is installed. Members can install the Software and begin accepting payments immediately!

* Members must have a Commercial Checking account with CCU prior to establishing Merchant Card Services with First Data. Pricing varies based on the equipment needed, transaction volume, and needs of each Business. First Data will work with each Member to create a program suited to the individual needs of each business.

Online Transfers

Here's another way that CCU helps you get more from your money. When your business accounts have excess cash, use our online transfers to shift funds into secure savings and investment options at CCU that earn money at higher interest rates.

For more information or to apply by phone, please call 877.ASK.CCCU (877.275.2228).