How to Join

How to Join

Thank you for your interest in joining Consumers Credit Union. Below are the minimum requirements to open a share account (which gives you Membership). As always, contact us if you have any questions.

All Accounts:

  • To join Consumers Credit Union, you must be a Member of the Consumers Cooperative Association via a payment of a one-time $5.00 Membership fee
  • To establish your Membership with CCU, you will need to open a share savings account with a minimum five dollars ($5.00) deposit. Having a share savings account is required to open or utilize other CCU products or services (i.e., open a Rewards Checking account, loans, credit cards, etc.)

Minimum Identification Requirements*

Adults (18 years old and older)

  • Must be a U.S. Citizen or resident alien.
  • Valid, unexpired U.S. government (Federal or State) issued ID that includes a photo. Example: Drivers License, U.S. Passport, or State ID.
  • Valid Social Security number or ITIN required.
  • Additional documents may be requested to validate address or ID information. 
  • Non-U.S. Citizens: additional documents may be requested.

Minors

  • Parent or legal guardian must be joint on the account and provide appropriate ID as noted above.
  • Social Security number.
  • Additional documents may be requested to validate address or ID information.

Minors and Transactions 

Minors with Student Choice Checking or those who would like to transact on any CCU account are required to provide additional ID.

  • Valid, unexpired U.S. government (Federal or State) issued ID that includes a photo or student ID.
  • Parent or legal guardian must be joint on the account and provide appropriate ID as noted above.
  • Additional documents may be requested to validate address or ID information

Additional Information

For additional information on requirement related to CCU accounts:

  • Please contact a CCU representative by phone, email or stop by one of our six service centers.
  • Additional Account information is available via our New Member/Account Booklet

For business account requirements, please click HERE. 

* The use of false, forged altered, fraudulent, or stolen identification to open a Consumers Credit Union account will result in criminal prosecution. The information listed above is the minimum requirements, additional information may be requested. Membership qualifications may apply.